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1.9

This writer had bad credit when I signed up for SECU to be my new bank account. A SECU representative came to this writer's employer and gave information recruiting possible customers.

I was convinced once I received information about the life insurance and how the Credit Union is different than banks and work with people to help them build their credit up. It was also mentioned that loans were not as hard to get as banks. After having this bank for the last 9 months, I went in the office to request a loan. This writer originally applied online in which nobody had gotten back to me.

This writer arrived to the branch in Columbia and waited for about 20-25 minutes to speak with a banker. After waiting and telling the banker all of the information, this writer was basically told that a personal loan would not happen, due to the credit history and that there was nothing that they could do. Nothing at all can be done. Not even a request for a lower amount.

So the question is: How can SECU help a professional person get a loan, if the credit is bad? How can credit be fixed to pay off bills if SECU won't give out loans? This writer would've never switched bank if a loan was impossible to receive.

I don't recommend SECU to anyone with bad credit that is trying to do the right thing!!! Such a waste of time.

Reason of review: False info. given abouty anyone being able to get a loan prior to opening checking account .

Preferred solution: Other than a secured credit card, what else can I do to fix my credit? How can I pay my debts when I'm living check to check? I'm a professional and work 2 jobs, how come I am unable to live comfortable and live paycheck to paycheck. .

Location: 8630 Snowden River Pkwy, Columbia, MD 21045, USA

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